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My Budget is Broken

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If you are new to budgeting, odds are you have faced some challenges during the first couple of months that make you wonder if your budget will ever be perfect.  The answer is NO! The fact of the matter is that life provides us with surprises.  Some of them are welcomed and some of them [...]

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Material or Emotional?

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I have recently come to realize that the “stuff” we seek and hold on to is often times more about emotions than materials.  You may ask yourself “What does that mean exactly?”  I would like to offer a real life example from a couple that was working hard to get out of debt and become more financially stable. [...]

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